Pension transfer calculator
The twenty-year cost of a one-percentage-point fee difference.
See what a high-fee pension structure costs over twenty years, set against a low-fee one, in pounds, side by side.
Cumulative fees, 20 years
High fee · 1.5%
£233,080
Low fee · 0.45%
£78,646
Difference
£154,434
That's the cumulative cost difference of the two structures across the horizon, all else equal. It compounds because fees are charged on the growing balance.
Estimate only. Your situation will differ. Talk it through with Richard before acting.
