Terms of use.

By using this site you agree to these terms. They are short.

1. Informational purposes only

Everything on this site, articles, guides, calculator outputs, AI chat responses, is for general information. It is not personalised financial, tax, or legal advice. Always consult a regulated advisor in your jurisdiction before acting.

2. No liability

We make every effort to keep information accurate, but markets, rules, and personal circumstances change. We accept no liability for losses arising from reliance on this site's content.

3. Intellectual property

All written content, photography, and design on this site is the property of Richard Knight UK unless attributed otherwise. You may share excerpts with attribution; you may not republish wholesale.

4. Becoming a client

Becoming a client of Richard's advisory practice requires identity verification, suitability assessment, and a signed engagement letter. The information on this site does not constitute an offer of services.

5. Governing law

The governing law and jurisdiction for any engagement are set out in your engagement letter, agreed in writing before any work begins.