Location · Pattaya
Wealth advisory for expats in Pattaya.
One of the older expat retiree populations in the country. The caseload is dominated by drawdown planning, Thai property estate considerations, and the practicalities of moving GBP income to THB cost of living without losing 3% on every transfer.
What's specific here
The Pattaya client picture.
Established British, German, Irish and Swiss retirees. A long-standing Russian presence. Property-heavy estates and pension income are the regular topics.
By video, or in person on a planned visit.
The Pattaya office
Where to find me in Pattaya.
Monday to Friday · 09:00 to 17:00 ICT. Weekends and evenings by appointment.
+66 811 359 514View on Google Maps →Areas of focus
The work Richard takes on.
Cross-border financial planning for expats in Thailand: UK and overseas pensions, the 2024 Thai remittance rules, retirement income, and estate planning across multiple jurisdictions. Every cost, and what it pays, shown in writing before you decide.
UK Pension Transfers
The transfer decision, made on the maths, not the commission.
Learn moreTrusts & Fiduciary Planning
Where a trust earns its place, and where it does not.
Learn moreInheritance Tax Planning
The long-term-residence question, addressed before it is settled.
Learn moreLast Will & Testament
A coherent will set across the jurisdictions you actually touch.
Learn moreThai Tax Planning
The 2024 remittance rule, read against your actual income.
Learn moreRetirement Planning
A sustainable drawdown plan, not a projection.
Learn moreEstate Planning
Multiple jurisdictions. One coherent estate plan.
Learn moreWealth Management
A portfolio built for a life in two tax systems.
Learn moreUS Pensions & 401(k)
For American expats: what to do with a 401(k) or IRA from Thailand.
Learn moreProperty Portfolios
Where property fits in a cross-border plan, honestly assessed.
Learn moreAsset Protection
Preserving what you have built, wherever it is held.
Learn moreProtection & Insurance
What cover actually fits, and what you can stop paying for.
Learn moreThai Personal Tax Filing
The annual Thai return, prepared correctly under the new rules.
Learn moreFamily Investment Company
Whether a FIC genuinely fits, before anyone sets one up.
Learn moreCorporate & Business Advisory
For expat business owners: how the company and your own position fit together.
Learn moreDouble Tax Agreements
Which country gets to tax it, settled before it is taxed twice.
Learn more
Writing
Reading relevant in Pattaya.
- Tax

Tax · 8 min
What the 2024 Thai remittance tax actually changes for UK pensioners
The Revenue Department’s reinterpretation of Section 41 is straightforward once you read it twice. Here’s what it actually says, and what to do about it.
Read article - Estate

Estate · 7 min
Do you need a Thai will?
For most British expats with Thai property, the answer is yes, and the cost of not having one falls squarely on the spouse you would have left it to.
Read article
Questions
Questions about Pattaya.
Begin a conversation.
Thirty minutes, by Zoom or in person at the Bangkok, Hua Hin or Pattaya office. Free, and without obligation. You leave with a clearer view of what is in front of you, whether or not the work proceeds.
Book a meeting
Choose a time that suits you.
Thirty minutes with Richard Knight, ACSI directly. By video, phone, or in person. No obligation.
Other locations
Met in person at the Bangkok, Hua Hin and Pattaya offices, and served by video or a planned visit everywhere else in Thailand.
