Location · Hua Hin
Wealth advisory for expats in Hua Hin.
Hua Hin is the satellite practice. I visit weekly and most meetings are face to face. The caseload is overwhelmingly retired or near-retired British expats, with a meaningful German, Irish and Swiss contingent. Pension drawdown, estate planning, and currency hedging are the recurring themes.
What's specific here
The Hua Hin client picture.
Mostly retired British expats. Some German, Irish and Swiss. The questions are pension drawdown, estate, and currency.
In person at the Hua Hin office, or by video.
The Hua Hin office
Where to find me in Hua Hin.
Monday to Friday · 09:00 to 17:00 ICT. Weekends and evenings by appointment.
+66 811 359 514View on Google Maps →Areas of focus
The work Richard takes on.
Cross-border financial planning for expats in Thailand: UK and overseas pensions, the 2024 Thai remittance rules, retirement income, and estate planning across multiple jurisdictions. Every cost, and what it pays, shown in writing before you decide.
UK Pension Transfers
The transfer decision, made on the maths, not the commission.
Learn moreTrusts & Fiduciary Planning
Where a trust earns its place, and where it does not.
Learn moreInheritance Tax Planning
The long-term-residence question, addressed before it is settled.
Learn moreLast Will & Testament
A coherent will set across the jurisdictions you actually touch.
Learn moreThai Tax Planning
The 2024 remittance rule, read against your actual income.
Learn moreRetirement Planning
A sustainable drawdown plan, not a projection.
Learn moreEstate Planning
Multiple jurisdictions. One coherent estate plan.
Learn moreWealth Management
A portfolio built for a life in two tax systems.
Learn moreUS Pensions & 401(k)
For American expats: what to do with a 401(k) or IRA from Thailand.
Learn moreProperty Portfolios
Where property fits in a cross-border plan, honestly assessed.
Learn moreAsset Protection
Preserving what you have built, wherever it is held.
Learn moreProtection & Insurance
What cover actually fits, and what you can stop paying for.
Learn moreThai Personal Tax Filing
The annual Thai return, prepared correctly under the new rules.
Learn moreFamily Investment Company
Whether a FIC genuinely fits, before anyone sets one up.
Learn moreCorporate & Business Advisory
For expat business owners: how the company and your own position fit together.
Learn moreDouble Tax Agreements
Which country gets to tax it, settled before it is taxed twice.
Learn more
Writing
Reading relevant in Hua Hin.
- Tax

Tax · 8 min
What the 2024 Thai remittance tax actually changes for UK pensioners
The Revenue Department’s reinterpretation of Section 41 is straightforward once you read it twice. Here’s what it actually says, and what to do about it.
Read article - Pensions

Pensions · 11 min
QROPS Thailand in 2026, when it makes sense, when it doesn’t
Three categories of British expat for whom QROPS still earns its place, and one category for whom it almost never does.
Read article - Estate

Estate · 7 min
Do you need a Thai will?
For most British expats with Thai property, the answer is yes, and the cost of not having one falls squarely on the spouse you would have left it to.
Read article
Questions
Questions about Hua Hin.
Begin a conversation.
Thirty minutes, by Zoom or in person at the Bangkok, Hua Hin or Pattaya office. Free, and without obligation. You leave with a clearer view of what is in front of you, whether or not the work proceeds.
Book a meeting
Choose a time that suits you.
Thirty minutes with Richard Knight, ACSI directly. By video, phone, or in person. No obligation.
Other locations
Met in person at the Bangkok, Hua Hin and Pattaya offices, and served by video or a planned visit everywhere else in Thailand.
