Service
Asset Protection.
Preserving what you have built, wherever it is held.
Who this is for
People who typically come to me about this.
Persona 1
Established expats with assets in several places
Have built wealth across jurisdictions and want the genuine exposures identified and addressed in order.
Persona 2
People sold an offshore structure years ago
Hold a bond or structure marketed as protection and want a conflict-free view of whether it still serves them.
Persona 3
Cross-border families
Have a partner or children across jurisdictions and want the plan to hold together if something happens.
What's involved
How the work actually plays out.
Asset protection is widely sold as a product and rarely explained as a plan. For most expats the real exposures are mundane and fixable. The work is to find the genuine risks to what you have built and address them in the right order, without the offshore-bond theatre.
The exposures that actually matter
Currency concentration, single-platform custody, an estate that crosses jurisdictions, and a structure that no longer fits the rules account for most real risk to expat wealth. None of them require an exotic product to address.
The point is to address the biggest, most likely exposure first, not to sell the structure with the best margin.
When a structure does earn its place
Occasionally a trust or company genuinely fits. When it does, it is recommended on its merits with its full cost over twenty years on one page, not on the strength of a brochure.
Common mistakes
Where this most often goes sideways.
Confusing a sold product with a protection plan.
An offshore bond is a product, not a strategy. Protection starts from the exposures, not from the thing being sold.
Single-platform custody.
Concentrating custody with one offshore platform tied to the adviser is a common and avoidable point of failure.
Leaving the estate to a single global will.
A cross-border estate run through one will is the slow, expensive path. It is also one of the most addressable exposures.
How I work on this
The process, in three steps.
01
Identify the exposures
Currency, custody, jurisdiction and estate risk to what you actually hold, ranked by likelihood and size.
02
Address in order
The biggest, most likely risk first, with the simplest effective fix, not the highest-margin one.
03
Structure only if it earns it
Any structure recommended on merit, with its twenty-year cost shown in writing first.
Fees and what to expect
Plain-English fee transparency.
I am paid through commission on the products arranged and an ongoing fee on the assets managed. Every cost, and what it pays, is set out in writing before you decide.
You may ask what any recommendation pays me, and the figures that apply are agreed in writing in the engagement letter before you proceed.
A first 30-minute consultation costs nothing and obliges you to nothing.
Client assets are held in your own name on FCA-regulated platforms or SEC-licensed brokers, never by me.
Questions
Questions about this.
Begin a conversation.
Thirty minutes, by Zoom or in person at the Bangkok, Hua Hin or Pattaya office. Free, and without obligation. You leave with a clearer view of what is in front of you, whether or not the work proceeds.
Book a meeting
Choose a time that suits you.
Thirty minutes with Richard Knight, ACSI directly. By video, phone, or in person. No obligation.
