
Free guide
What to do with your UK pension once you live in Thailand.
Plain English, no sales. How the 2024 Thai remittance rule actually works, where UK pensions fit, and the planning moves that compound quietly over the next five years. Useful even if you never contact me.
What is inside
- The only question that actually matters
- The 2024 Thai remittance change, without the panic
- SIPP, QROPS, or leave it where it is
- How advisers are paid, and why it changes the advice
- The ten questions to ask any adviser
- A reasonable order of operations
About 9 minutes to read · Written by Richard Knight, ACSI
What's inside
Chapter by chapter.
- 01The only question that actually matters
- 02The 2024 Thai remittance change, without the panic
- 03SIPP, QROPS, or leave it where it is
- 04How advisers are paid, and why it changes the advice
- 05The ten questions to ask any adviser
- 06A reasonable order of operations
Who this is for
Expats over 50, resident in Thailand or planning to be, with one or more UK pensions and a habit of asking, in writing, what any recommendation pays the person making it.

The advisor
Richard Knight.
Richard Knight is a British national with fifteen years' experience in private wealth management, advising internationally mobile clients across Asia, Europe and beyond. Based in Thailand, he works with expatriates and international families navigating the complexities of cross-border wealth, retirement and estate planning.
The practice is built on first-hand experience of international relocation and long-term expatriate life, rather than a purely theoretical understanding of it.
He is an Associate Member of the UK's Chartered Institute for Securities & Investment (ACSI) and holds CISI qualifications in Financial Planning and Investments.
He also serves as Vice Chair of the British Chamber of Commerce Thailand in Hua Hin, supporting the local business and expatriate community.
Richard maintains a deliberately limited client base, focusing on conservative, long-term planning for people who value clarity, stability and peace of mind over unnecessary risk.
Other guides
The 2026 Expat in Thailand Tax & Pension Playbook
How the new Thai remittance tax affects pension income, what a QROPS actually does for someone living here, and the planning moves that compound over the next five years.
Download →UK Pension Transfer Checklist
A checklist of the questions every British expat should ask before transferring a UK pension overseas.
Download →Expat Estate Planning in Thailand
A guide on wills, beneficiaries, and Thai inheritance law for British and other long-term expats with Thai-situated assets.
Download →
