UK pension transfer readiness
Is a transfer even the right question for your UK pension?
A quick read on what your situation raises before any transfer is considered. It does not recommend a transfer; it shows what to check.
Answer on the right and the flags update as you go.
Your situation
Pension type
Approximate value
Currently drawing income?
Tax residency
Age
What your answers raise
- A defined contribution pot gives flexibility, so the questions are structure, cost, and how income is drawn and taxed as a Thai resident.
- As a Thai resident, the UK-Thailand double tax agreement and the 2024 remittance rules shape how and when your pension income is taxed. Timing matters.
- From age 55 (rising to 57 in 2028) drawdown options are open, so the question is structure and tax rather than access.
- Whatever the answer, every cost and what it pays for should be set out in writing before you decide.
A guide, not advice. It recommends no course of action. Defined benefit transfers in particular require regulated, individual advice.
Get a tailored read
Send your answers to Richard for a short, no-obligation note on what they mean for your situation.
