Location · Koh Phangan
Wealth advisory for expats in Koh Phangan.
Koh Phangan is reached alongside the Koh Samui visits. The picture is usually cross-border: an overseas pension, Thai island property, and the residency question under the 2024 rules.
In preparation
A short introduction from Richard is on its way.
Who Richard advises
Richard advises people from organisations like these.
Employer information is provided by clients during the consultation process and is not independently verified. Logos shown are trademarks of their respective owners and do not imply endorsement of Richard Knight or Business Class Asia.
Who I work with
The people I advise in Koh Phangan.
A Gulf island in the Koh Samui group. A mix of long-stay residents and semi-retired arrivals, increasingly with property here.
- How we meet
- By video, or in person on a planned visit.
- First conversation
- Free, 30 minutes, no obligation.
- What it costs
- Every cost, and what it pays, set out in writing before you decide.
- Credentials
- CISI Associate Member. Client assets are held by an appointed trustee or a regulated platform, never by me.
Working with Koh Phangan
Areas of focus
The work Richard takes on.
Cross-border financial planning for expats in Thailand: UK and overseas pensions, the 2024 Thai remittance rules, retirement income, and estate planning across multiple jurisdictions. Every cost, and what it pays, shown in writing before you decide.
UK Pension Transfers
The transfer decision, made on the maths, not the commission.
Learn moreTrusts & Fiduciary Planning
Where a trust earns its place, and where it does not.
Learn moreInheritance Tax Planning
The long-term-residence question, addressed before it is settled.
Learn moreLast Will & Testament
A coherent will set across the jurisdictions you actually touch.
Learn moreThai Tax Planning
The 2024 remittance rule, read against your actual income.
Learn moreRetirement Planning
A sustainable drawdown plan, not a projection.
Learn moreEstate Planning
Multiple jurisdictions. One coherent estate plan.
Learn moreWealth Management
A portfolio built for a life in two tax systems.
Learn moreUS Pensions & 401(k)
For American expats: what to do with a 401(k) or IRA from Thailand.
Learn moreProperty Portfolios
Where property fits in a cross-border plan, honestly assessed.
Learn moreAsset Protection
Preserving what you have built, wherever it is held.
Learn moreProtection & Insurance
What cover actually fits, and what you can stop paying for.
Learn moreFamily Investment Company
Whether a FIC genuinely fits, before anyone sets one up.
Learn moreCorporate & Business Advisory
For expat business owners: how the company and your own position fit together.
Learn moreDouble Tax Agreements
Which country gets to tax it, settled before it is taxed twice.
Learn more
How the practice works
Three conversations before any commitment.
A measured introduction, a written plan, and a clear engagement. No long sales process. No pressure on the first call. You leave the first meeting with a clearer view of what is in front of you, whether or not the work proceeds.
- 01
An introduction.
Thirty minutes by video, or in person at the Bangkok, Hua Hin or Pattaya office. A discussion of your situation, your concerns, and what the years ahead are intended to look like. Rough figures are sufficient. No documents required in advance.
- 02
A written plan.
A second meeting where the work is appropriate for both parties. A written summary of the plan, the moves in priority order, the realistic timeline, and the cost in plain numbers.
- 03
An engagement, in writing.
A written engagement letter that sets out how I am paid, commission on what is arranged and a fee on what is managed, with every figure and what it pays, before you proceed. Either party may end the engagement at any time. Custody arrangements remain in place regardless.
The advisor
Richard Knight.
Richard Knight is a British national with fifteen years' experience in private wealth management, advising internationally mobile clients across Asia, Europe and beyond. Based in Thailand, he works with expatriates and international families navigating the complexities of cross-border wealth, retirement and estate planning.
The practice is built on first-hand experience of international relocation and long-term expatriate life, rather than a purely theoretical understanding of it.
He is an Associate Member of the UK's Chartered Institute for Securities & Investment (ACSI) and holds CISI qualifications in Financial Planning and Investments.
He also serves as Vice Chair of the British Chamber of Commerce Thailand in Hua Hin, supporting the local business and expatriate community.
Richard maintains a deliberately limited client base, focusing on conservative, long-term planning for people who value clarity, stability and peace of mind over unnecessary risk.
“Richard works in finance business for many years and his recommendations are reliable and efficient. He is very attentive to the clients and help them to come to the most beneficial solution. Having Richard as your personal finance consultant you can feel secure for your future.”
“Richard is reliable person, with good knowledge of the products that he propose to clients. He want client to understand the process and he cares of the client future.”
“Richard is a great and reliable service provider.”
Questions
Questions about Koh Phangan.
Begin a conversation.
Thirty minutes, by video or in person at the Bangkok, Hua Hin or Pattaya office. Free, and without obligation. You leave with a clearer view of what is in front of you, whether or not the work proceeds.
Book a meeting
Choose a time that suits you.
Thirty minutes with Richard Knight, ACSI directly. By video, phone, or in person. No obligation.
Other locations
Met in person at the Bangkok, Hua Hin and Pattaya offices, and served by video or a planned visit everywhere else in Thailand.
