For New Zealander expats
Wealth advice for New Zealander expats in Thailand.
NZ Super, KiwiSaver, and the New Zealand-Thailand treaty, planned for a retirement in Thailand.
Who Richard advises
Richard advises people from organisations like these.
Employer information is provided by clients during the consultation process and is not independently verified. Logos shown are trademarks of their respective owners and do not imply endorsement of Richard Knight or Business Class Asia.
Who this is for
New Zealander expats in Thailand.
New Zealander expats weigh NZ Super and KiwiSaver against a retirement funded across borders, with the New Zealand-Thailand treaty and the 2024 remittance rule shaping what is taxed where.
- First conversation
- Free, 30 minutes, by video or in person at the Bangkok, Hua Hin or Pattaya office.
- What it costs
- Every cost, and what it pays, set out in writing before you decide.
- Where your money sits
- Held in your own name on regulated platforms, or by an appointed trustee, never by me.
- Credentials
- CISI Associate Member and BCCT Vice Chair, both independently verifiable.
Working with the practice
Areas of focus
The services New Zealander expats most often need.
Cross-border planning for New Zealander expats in Thailand. Every cost, and what it pays, shown in writing before you decide.
Retirement Planning
A sustainable drawdown plan, not a projection.
Learn moreDouble Tax Agreements
Which country gets to tax it, settled before it is taxed twice.
Learn moreThai Tax Planning
The 2024 remittance rule, read against your actual income.
Learn moreWealth Management
A portfolio built for a life in two tax systems.
Learn more
Free guide
Retirement planning in Thailand.
Retirement planning is not about a number, it is about income for life. The visa requirements, the frozen UK State Pension, currency risk, medical inflation, sequence of returns, and tax-efficient drawdown across two systems.
What is inside
- The visa foundation and your income map: the O-A and the LTR
- The three Thailand-specific risks: frozen State Pension, currency, medical inflation
- A layered drawdown strategy, and the sequence-of-returns problem
- Tax-efficient drawdown across two systems, and the mistakes to avoid
Plain English, nothing to sign. Useful even if you never get in touch.
Latest from New Zealand
Auto-updated from official government and regulator feeds in New Zealand, the changes most likely to matter to expats in Thailand. Not Richard's analysis.
Regulator · 12 hours ago
KiwiSaver & Superannuation
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Exchange-traded funds
Read more ↗Regulator · 12 hours ago
KiwiSaver projections
Read more ↗Regulator · 12 hours ago
Sustainability-related investing
Read more ↗Regulator · 12 hours ago
Online investing platforms
Read more ↗Regulator · 12 hours ago
Gold and other commodities
Read more ↗Regulator · 12 hours ago
Foreign exchange trading
Read more ↗Regulator · 12 hours ago
Investment software packages and seminars
Read more ↗Regulator · 12 hours ago
Peer-to-peer lending
Read more ↗
Items are pulled automatically from the official sources named. Richard Knight does not endorse, verify or comment on third-party content. Not financial, tax or legal advice.
The advisor
Richard Knight.
Richard Knight is a British national with fifteen years' experience in private wealth management, advising internationally mobile clients across Asia, Europe and beyond. Based in Thailand, he works with expatriates and international families navigating the complexities of cross-border wealth, retirement and estate planning.
The practice is built on first-hand experience of international relocation and long-term expatriate life, rather than a purely theoretical understanding of it.
He is an Associate Member of the UK's Chartered Institute for Securities & Investment (ACSI) and holds CISI qualifications in Financial Planning and Investments.
He also serves as Vice Chair of the British Chamber of Commerce Thailand in Hua Hin, supporting the local business and expatriate community.
Richard maintains a deliberately limited client base, focusing on conservative, long-term planning for people who value clarity, stability and peace of mind over unnecessary risk.
How the practice works
Three conversations before any commitment.
A measured introduction, a written plan, and a clear engagement. No long sales process. No pressure on the first call. You leave the first meeting with a clearer view of what is in front of you, whether or not the work proceeds.
- 01
An introduction.
Thirty minutes by video, or in person at the Bangkok, Hua Hin or Pattaya office. A discussion of your situation, your concerns, and what the years ahead are intended to look like. Rough figures are sufficient. No documents required in advance.
- 02
A written plan.
A second meeting where the work is appropriate for both parties. A written summary of the plan, the moves in priority order, the realistic timeline, and the cost in plain numbers.
- 03
An engagement, in writing.
A written engagement letter that sets out how I am paid, commission on what is arranged and a fee on what is managed, with every figure and what it pays, before you proceed. Either party may end the engagement at any time. Custody arrangements remain in place regardless.
“Richard works in finance business for many years and his recommendations are reliable and efficient. He is very attentive to the clients and help them to come to the most beneficial solution. Having Richard as your personal finance consultant you can feel secure for your future.”
“Richard is reliable person, with good knowledge of the products that he propose to clients. He want client to understand the process and he cares of the client future.”
“Richard is a great and reliable service provider.”
Begin a conversation.
Thirty minutes, by video or in person at the Bangkok, Hua Hin or Pattaya office. Free, and without obligation. You leave with a clearer view of what is in front of you, whether or not the work proceeds.
Book a meeting
Choose a time that suits you.
Thirty minutes with Richard Knight, ACSI directly. By video, phone, or in person. No obligation.
Advice for other nationalities
The practice serves British, North American, Australasian, European and Russian expats across Thailand, each with the cross-border issues specific to their home country.
